Welcome to YOUR North Little Rock Educator's Federal Credit Union

The NLREFCU is a not-for-profit organization that is owned and operated by its members - the active and retired employees of the North Little Rock School District and their immediate families. All Credit Union officials are members of the Credit Union and have been elected by the membership at the Annual Meeting.

Credit Unions have an advantage over banks because they offer low minimum balances to open an account and the only membership fee/service charge is a one-time $1 membership fee. Additionally, Credit Union members can take advantage of Signature and Seasonal Loans not typically offered by banks. We also offer loans on new and used vehicles, as well as opportunities to refinance vehicle loans from other credit agencies.

It's easy to save when you have a Credit Union Account. You decide on the amount you want to save out of each paycheck and it is automatically deducted and sent to the Credit Union for deposit.

Being a Credit Union member is a great way to plan ahead and save for vacations, Christmas, college, and those big moments or unexpected events that are a part of life.

Check us out! We would love to have you become a part of our family - the North Little Rock Educator's Federal Credit Union.

Mission Statement

The North Little Rock Educator’s Federal Credit Union is a member-owned organization. We exist to offer services to employees and immediate family of the North Little Rock School District. It is our goal to provide a means for saving and competitive vehicle and short-term loans through payroll deductions. We strive to provide quality service while remaining a sound financial institution.

Vision Statement and Commitment to Members

As a member-owned, not-for-profit financial cooperative, the North Little Rock Educator’s Federal Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership, and as appropriate, the communities they live in. We will treat all members with respect and dignity and we will offer honest, fair deals to all members at all times. We will deliver a range of low cost products and services to the diverse economic and social make-up of our members and potential members. We will look for better ways to reach out to the unserved or underserved in our field of membership. We will continually, in all facets of operations, demonstrate the value of membership in the North Little Rock Educator’s Federal Credit Union.

We will monitor and communicate our services to members in a meaningful way so that members, potential members, regulators, and the community at large will understand and appreciate the unique role that member-owned financial cooperatives play in their lives.

Throughout the North Little Rock Educator’s Federal Credit Union's strategic plan, we will put forth every effort to enable our members to become financially self-sufficient and successful. We will place high importance on consumer education and the teaching of financial thrift.

Corporate Values

The North Little Rock Educator’s Federal Credit Union strives to offer services designed to improve the economic and social well-being of all members from all socio-economic backgrounds, including our low- and moderate-income members, and return financial value to all those who participate in our member-owned financial cooperative.